Read the reviews: Scammers can produce forged reviews on fake online stores to make them seem popular and legitimate. Be wary of illegitimate offers used to reel you in! If in doubt, stay away!ģ.

If it seems too good to be true, it usually is: It's easy to indulge in the great deals Cyber Monday has to offer, but beware of scammers that set up fake websites and advertisements with 'deals' too good to ignore to trick people into submitting their debit or credit card information. To avoid using an illegitimate online store, only shop with reputable retailers that you've had positive experiences with in the past.Ģ. Secure sites use SSL (Secure Sockets Layer) encryption to keep data in transit hidden from hackers. You might have to click on the URL to see the HTTPS. Before you make a purchase, confirm that the URL begins with HTTPS and not HTTP. Check the URL: Scammers have gotten exceptionally good at making websites seem safe and legitimate. IBC believes in empowering customers and community members through education and offers five tips on preventing debit or credit card scams and staying financially safe online during the holiday season:ġ. 'As our customers participate in shopping online throughout the holiday season, IBC Bank has the opportunity to 'Do More' for our customers by equipping them with the tools and resources needed to stay financially safe while making purchases online.'

consumers are concerned about the security of their personal and financial information when buying something online, only 15 percent could correctly answer at least seven of ten true/false questions about safe shopping practices,' explained Gabriel Castillo, Senior Vice President for Marketing at IBC Bank. 'A November 2020 AARP survey on holiday shopping found that while 72 percent of U.S. Reports to the Federal Trade Commission (FTC) of undelivered orders, or 'no-shows', quadrupled from 2015 to 2019, and reached record highs in the spring of 2020 as the spread of COVID-19 fueled a spike in online shopping. While scams from online shopping produce the most reports to the Better Business Bureau (BBB), it's in November that the number of scams skyrocket. 29, IBC Bank wants to ensure that its customers and the community stay safe while making purchases with their debit or credit cards during the holiday season.

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